FAQ Series: Credit Checks

Fast Start Package

starting at $19.95

FCRA Compliant • 1 SSN/Address Trace • 1 County Criminal Search
1 Multi-jurisdictional Criminal Search • 1 National Sex Offender Search

38%

Decreased Hiring Time

75%

Increased Applicant Satisfaction

98%

Client Retention Rate

Can I automatically request a credit check on all of my employees?

Not necessarily. The FCRA is very strict regarding the appropriateness of running credit checks for pre-employment purposes. Therefore, the first thing that the credit bureau will require is that a 3rd party “credential” the company requesting the ability to obtain credit reports. Next, once the company is credentialed, there is a requirement that the job position fall under the guidelines of the FCRA allowing a credit check. (i.e. bank employees are almost always going to require a credit check, however, if you are applying for a position as a warehouse worker, there is no reason in the view of the law for your potential employer to need to run a credit check on you).

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Our seamless process reduces stress and confusion by delivering accurate, FCRA compliant background checks.

From small businesses to major institutions, we work one-on-one with companies in diverse industries to meet specific screening needs.

We're committed to delivering detailed results quickly so you can be confident in your hiring decisions.

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